ColPay

The ColPay system is an interface between the current Back Office/CRM system and multiple financial institutions of a client or the clients customers in case of a CRM system.
It can also be used as a stand alone debit order system  and payment system.
The ColPay system is licensed to its user and is installed at a location of the client’s choice.
The ColPay (Collections & Payment System) provides the following functions:

Feature

Description

Hosting Each client is provided with a license to host the system at their own premises or choice of premises.
EFT Collections(Debit Orders) Collections from customer’s accounts into the ColPay owner’s nominated account are done as and when the client requires the collection to be made. Collections are made from cheque, savings, transmission and bond accounts.
EFT NAEDOS Supports the Non-authenticated early debit order
(NAEDOS) where a customer’s account can be tracked for a specified number of days.
EFT Payments Payments from the ColPay owner’s account to customer’s or employee’s accounts. Payments are made to cheque, savings, transmission and bond accounts.
Credit Card Collections Supports credit collections. This is dependent on the Financial Institution’s ability to do credit card collections.
Statement Reconciliation ColPay also manages clients who prefer to make their own payments instead of using debit orders. These clients are configured the same way as debit orders and the bank statements or statements from other institutions are imported into the system to reconcile with payments from customers.
Reports A full range of reports including customised reports are available. Standard reports are: batch reports, Unpaid reports and Successful Collection reports. Additional reports can be created according to the client’s needs. All reports can have the client’s logo.
Correspondence & Notifications Correspondence can be created from the system using email, SMS and documents. Documents can include contract documents, policy documents, welcome letters etc. These documents can be integrated into the customer’s letter heads.
Account Holder Verification (AHV), also knownas Account Verification Services (AVS) Customers accounts can be verified for correctness, using the AHV service. This is dependent on the Financial Institution’s ability to support AHV. The customer’s surname, initials, ID Number and bank account details are verified.
Multiple Financial institution support A single installation of the ColPay system can interface with multiple financial institutions at the same time.We can interface or develop an interface with any bank or institution that provides an interface.
Retention System A system that assists in managing unsuccessful collections from customers. This system increases contactibility with customers allowing missed debits to be collected on an ADHOC basis.
Back Office Integration Can easily integrate into current Back Office systems. Any suitable mechanism can be used for integration which can include flat files, databases or web services.
Customisation The ColPay system can be customised to assist in customer’s needs.Example:Access control can be integrated based on successful collections from customer accounts.
International ColPay system can be customised to do collections and payments for clients in other countries to their financial institutions.
Operating System ColPay uses a Windows operating system and Microsoft SQL server
Support We provide full support on the ColPay system.This includes telephonic support, onsite support, or remote support using remote access software.
Training Training is provided on site, additional training can also be provided when requested.

CDV-ID-CC-Check

The CDV-ID-CC-CHECK library is a dot net library that can be integrated into a client’s system. The functions provided by this library are:

Feature

Description

Bank Account Verification The customer’s branch code , account number and account type can be verified for correctness.This function uses the CIM900 file provided by Bankserv.
ID number verification This function verifies that the ID number provided is valid.
Credit card verification This function verifies the correctness of the credit card number entered.

Commstech Delivery Platform (CDP)

The CDP is a delivery platform that allows files to be received and sent to configured origins and destinations, called End Points (EP). Files can be routed on receipt or distributed to different destinations. The routing function is especially useful where reports and data files are received on the same stream and need to be moved to different users. The files can be re-sent from the CDP or copied to different destinations. No programming is required to use this system. The CDP system uses different Communication Points (CPs) to communicate to different users or to do specific tasks on data flowing through the system.

Feature

Description

Hosting Each client is provided with a license to host the system at their own premises or choice of premises.
Operating System The CDP system uses Windows and the .Net frame work as well as Microsoft SQL Server, any edition.
Licensing The licensing is based on the base product plus the number of End Points used. There are no restrictions on the volume of data sent through the system. Specialised communication points will also require additional license fees.
Default Communication Points DiskIOThe DiskIO interface is used to move files from local or remote folders into the CDP system to be delivered via different CPs. Automated application or batch execution can be configured on reception of files.EmailThe Email Communication point allows files to be delivered via email to a single user or multiple users. Files are collected using a POP3 interface. This allow for the automated delivery of files sent via to the back office systems.

FTP Server
Secure FTP Server
The FTP Server CP allows ftp and secure ftp clients to upload and download messages/data routed to them via the delivery platform.
FTP and Secure FTP
The FTP Communication point provides access to FTP servers. Automated upload of files are provided. Files are automatically downloaded when available. History of downloaded files ensures that only new files on the server are downloaded where files cannot be removed from the server as is the case with some main frame implementations.
Access to FNB’s PACS system are provided by the FTP implementation.
NETCASH EFT
The NETCASH EFT communication point ensure that EFT batches are delivered to NETCASH using their webservices and that the Upload report is retrieved automatically. This communicates point also automatically download the available NETCASH statements.
Other
More Communication Points will be developed as required or requested.
BankServ The CDP system supports the BankServ Start of Day End of Day file transfer service.
Functions Functions supported by the CDP are

  • Scheduled delivery based on time of day and day of week,
  • Blocked deliveries based on a calendar,
  • Routing of incoming files based on the name or contents,
  • Distribution of files based on distribution lists,
  • Renaming of files before delivery to ensure unique names are maintained,
  • Resending and Copying operator functions on data received.
Auditing All files are tracked using their source and destination and time of receipt and delivery.

Contact Us